Credit cards have become a vital part of our daily routine. With this in mind, TuconCredito's team of experts has compiled a list of the best credit cards available in the year 2023 to make your choice easier. Here you will find detailed information about the most outstanding features, benefits, and everything related to their use so you can select the credit card that best suits your needs.
The TuconCredito team has put together a list, so that you can take the right action.
The Citi Simplicity Credit Card is a great choice for consumers looking for a long-term balance transfer card or planning to make large purchases. Plus, it's easy to apply for, hassle-free, and easy to use.
| Benefits | |
|---|---|
|
Fraud
|
0 liability on unauthorized charges |
|
Attendance
|
24/7 customer service |
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Due date
|
Choose your due date |
|
Digital wallet
|
Store your card digitally on a mobile device |
If you'd love to earn valuable rewards on your travel credit card, but hate annual fees, consider putting your autograph on a form for the Wells Fargo Autograph Card.
| Benefits | |
|---|---|
|
Practicality
|
Day-to-day use |
|
Insurance
|
Mobile Insurance |
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Offer
|
New cardholder bonus offer |
|
Flag
|
Visa |
The Secured Chime Credit Builder Visa Credit Card is a low-cost option for creating a credit profile, it does not charge any fees and also does not charge annual interest.
| Benefits | |
|---|---|
|
Payment
|
Use your deposit to pay your monthly balance |
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Report
|
Reports for all three credit bureaus |
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Verification
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No credit check to apply |
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Safer Credit Building
|
Activate Safer Credit Building and your balance will be paid automatically on the spot |
The Chase Freedom Flex Credit Card can meet virtually all of your card spending needs, without an overly inflated price tag. It also has several advantages and is very easy to apply for, with no bureaucracy.
| Benefits | |
|---|---|
|
Benefits
|
Generous rewards rate in several other categories |
|
Bonus
|
Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening |
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Chase Credit Journey
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Free access to your latest score, real-time alerts, and more |
|
Attendance
|
24-hour customer service |
Travel enthusiasts will appreciate the benefits offered by the Marriott Bonvoy Boundless Credit Card. This excellent credit card offers many benefits, several advantages, and is very easy to apply for.
| Benefits | |
|---|---|
|
Points
|
Earn 3x more points per $1 on the first $6,000 spent |
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Transaction
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No foreign transaction fees |
|
Flag
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Visa |
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Rewards
|
Earn 3 Free Evening Rewards |
The Alliant Cashback Visa Signature credit card with no annual fee is a tough card to beat for those who want to join the credit union and maintain an average daily balance of at least $1,000 in their Alliance high rate checking account.
| Benefits | |
|---|---|
|
Fraud
|
Up to $5,000 of theft protection |
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Travel
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You will have $250,000 travel accident insurance |
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Flag
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Visa |
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Attendance
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24-hour customer service |
The US Bank Altitude Go Visa Secured Credit Card immediately stands out from the other secured cards available on the market today. Because of its wide range of benefits and advantages, it has been one of the most requested in the country.
| Benefits | |
|---|---|
|
Points
|
Earn 4x points at restaurants and delivery |
|
Agility
|
Agile for everyday life |
|
Flag
|
Visa |
|
Rate
|
No annual fee |
As a reward card, the most important feature of the Scotiabank Platinum American Express is its earning level, which ranges from one reward point to a whopping four points per dollar spent on gasoline, groceries, dining, and entertainment purchases.
| Benefits | |
|---|---|
|
Reward
|
Travel rewards |
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Privileges
|
Luxury Travel Privileges |
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Coverage
|
Comprehensive Travel Insurance Coverage |
|
VIP Pass
|
See exclusive global events with your VIP Pass |
The Aeroplan Credit Card charges an annual fee of $95, but offers a moderate range of travel benefits, above-average rewards, and solid perks. Because of these benefits, it is currently the most widely used credit card in the country.
| Benefits | |
|---|---|
|
Points
|
Earn 70,000 points after spending $3,000 |
|
Travel
|
First checked bag free |
|
Bonus
|
500 bonus points for every $2,000 spent in a month |
|
Spend
|
3x points for every dollar spent at supermarkets, restaurant meals |
The Plastk Secured Credit Card works a little differently from other credit cards that you may be used to. To use a secured card, you need to send a cash deposit as collateral to the credit card provider before you receive your card.
| Benefits | |
|---|---|
|
Charities
|
Give your points to a charity |
|
Merchandise
|
Use your points to buy merchandise |
|
Hotels and travel
|
Use points to book flights |
|
Bonus
|
Sign-up bonus |
The CIBC Aventura Gold Visa card is a generous card. The $139 annual fee is usually waived the first year, so you can try it out for free. In addition, the welcome bonus is usually worth about 35,000 CIBC Aventura points.
| Benefits | |
|---|---|
|
CIBC Rewards points
|
Per $1 spent on gasoline, grocery and pharmacy purchases |
|
Visa Airport Companion Program
|
4 free annual passes |
|
15,000 points
|
CIBC Rewards points when you make your first purchase |
|
Additional points
|
20,000 points when you spend at least $1,000 per month |
The main benefit of this card is that it comes with an initial APR offer and earn membership rewards. This makes the card potentially a good initial option for earning membership rewards and taking advantage of an interest-free window.
| Benefits | |
|---|---|
|
Flexibility
|
Option to load balances with interest or pay in full every month |
|
Double points
|
Earn double Rewards Rewards points |
|
Membership Rewards
|
You can use Membership Rewards points to qualify your card spending |
|
Spend
|
Earn 1 Rewards point for every eligible dollar spent on everything else |
The Home Trust Secured Visa Card helps you take control of your future by building your credit score. It has been ranked number 1 in secured credit cards in 2022, thanks to its wide range of benefits and easy application with no paperwork.
| Benefits | |
|---|---|
|
Credit
|
Build your credit |
|
Annual fee
|
No annual fee |
|
Protection
|
90-day purchase protection |
|
Interest Rate
|
Low interest rate |
With the Capital One VentureOne Rewards Credit Card, you earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 1.25 miles per dollar on all other purchases with no earning limit.
| Benefits | |
|---|---|
|
Miles
|
Earn 1.25X unlimited miles with every purchase |
|
Programs
|
Transfer your miles to 15+ travel loyalty programs |
|
Refund
|
Use your miles to get reimbursed for any travel purchase |
|
Expires
|
Miles do not expire during the account lifetime |
The Navy FCU nRewards Secure Credit Card is a strong secure card option for those who are building or rebuilding credit. There is no annual fee and no foreign transaction or cash advance fees.
| Benefits | |
|---|---|
|
Advance
|
No cash advance fees |
|
Protection
|
Cell Phone Protection |
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Transfer
|
No balance transfer fees |
|
Rewards
|
No limits on rewards |
The Credit Card with unlimited cash back rewards, backed by Bank of America, offers a solid unlimited 1.5% cash back on all purchases and has no annual fee. It is very easy to apply, with no paperwork.
| Benefits | |
|---|---|
|
FICO Score
|
Access to FICO Score at no extra cost |
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Fraud
|
Fraud liability of $0 |
|
Flag
|
Visa |
|
Great benefits
|
Great benefits compared to others on the market |
Offering 100,000 ANZ Reward bonus points (when you spend $2,500 on qualifying purchases in the first three months from approval), the ANZ Rewards Platinum credit card is dressed to impress.
| Benefits | |
|---|---|
|
Concierge
|
Personal Concierge available 24 hours a day |
|
Cashback
|
Earn cashback |
|
Insurance
|
Free insurance |
|
Digital Gift Certificate
|
Minimum $200 digital gift certificate |
The Ameris Bank Personal Loan is one of the most traditional in the country. With easy application and quick release of the money, the institution stands out in the market because of these and other advantages.
| Benefits | |
|---|---|
|
Online Ordering
|
The online order form allows you to place the entire order and complete it in a few minutes |
|
Low interest rates
|
Low interest rates for online applications |
|
No hidden fees
|
No hidden fees for applying for the loan |
|
Approval Rate
|
One of the highest approval rates |
With the American Express Velocity Escape Credit Card, cardholders can earn up to 1.75 Velocity Points for every dollar spent at an unlimited earning rate and redeem for flights, hotels, rental cars, gift cards and more.
| Benefits | |
|---|---|
|
Limit
|
No Points Limit |
|
Coverage
|
Card Purchase Coverage |
|
Refunds
|
Card Refund Coverage |
|
Annual Fee
|
No annual fee ever |
With the Bankwest Breeze Credit Card, you will receive the same introductory zero interest offers on balance transfers and purchases, and the same continuous low interest rate on purchases.
| Benefits | |
|---|---|
|
Accidents
|
Overseas Travel Accident Insurance |
|
Warranty
|
Extended Warranty Insurance |
|
Purchase
|
Purchase of protection insurance |
|
Price
|
Price Guarantee insurance |
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