The Alliant Cashback Visa Signature Credit Card has a cash back rewards rate that sets it apart. Earn up to 2.5% category-free cash back for tracking up to $10,000 in purchases each billing cycle with qualifying accounts. All other purchases earn 1.5%. Add the fact that the card doesn't require tracking of spending categories to take advantage of the 2.5% rewards rate, and it's easy to see why it might be worth a place in the wallet of those who spend a lot and want apartment rewards rates to match.
| Positive points | Negative points |
|---|---|
| Almost unbeatable 2.5% cashback rate | No introductory APR offer |
| No foreign transaction fees | No welcome bonus |
It is designed for big spenders with excellent credit, who are willing to open a high-rate Alliant checking account and maintain a minimum of $1,000 in that account, and have at least one direct deposit made to the account each month. For those who do not fit this description, the card will yield 1.5% cash back.
For those who don't mind skipping the initial hoops, the rewards rate is stellar. Earn up to 2.5% category-free cash back for tracking up to $10,000 in purchases each billing cycle with qualified accounts. All other purchases earn 1.5%.
| Benefits | |
|---|---|
|
Fraud
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Up to $5,000 of theft protection |
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Travel
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You will have $250,000 travel accident insurance |
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Flag
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Visa |
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Attendance
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24-hour customer service |
Earning Rewards
Tier One Rewards: to qualify, cardholders must meet the requirements of a high-rate Alliant checking account, plus an average daily balance of $1,000 or more in their high-rate checking account. Level One earns rewards at the following rates:
- 2.5% refund on the first $10,000 in qualifying purchases per billing cycle;
- Unlimited 1.5% refund on all other qualifying purchases.
Tier Two Rewards: anyone who does not qualify for Tier One will earn rewards at the following rates:
- Unlimited 1.5% refund on all qualifying purchases.
Click the button below and apply for your card:
I Want My CardRedeeming Rewards
Alliant allows cash back redemptions when a minimum of $50 in cash back is earned when the account is open and in good standing. Spending $2,000 on qualifying purchases is enough to earn $50 cash back at a rate of 2.5%.
Alliant does not offer automatic redemption options. Instead, the following options are available for cash redemption in the account.
- Transfer money into an Alliant Credit Union savings or checking account;
- Redeem the money back as a statement credit.
Is the Alliant Signature card for you?
The Alliant Cashback Visa Signature credit card is designed for big spenders (but not extremely big spenders) with excellent credit. Click the button below and apply for your card:
I Want My Card
