Bank Americard has no annual fee and has high earning potential for qualifying cardholders. Busy families or those whose spending habits vary throughout the year can also get value from the card's rewards structure, choose your category, which you can adjust each month to suit your spending habits.
| Positive points | Negative points |
|---|---|
| Enhanced security with chip cards | Requires good/excellent credit |
| No annual fee | No ongoing rewards |
Bank Americard comes with a special introductory APR of 0% for 18 months on purchases and balance transfers. Since the typical APR with the BankAmericard Mastercard is very competitive for those with excellent credit scores, this card is a reliable option for paying off existing credit card balances without fear of accruing more interest rates.
This is a cash back credit card that doesn't charge an annual fee; the card's main asset is its rewards structure, which we'll look at next. Otherwise, the card offers standard credit card protections and benefits, including account alerts, a way to check your FICO score for free, and fraud protection.
| Benefits | |
|---|---|
|
Balance Connect
|
For overdraft protection |
|
Technology
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Digital Wallet Technology |
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Stay Protected
|
Block potential fraud |
|
Bank
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Online and Mobile Banking |
Score Access
Cardholders can easily monitor their credit score thanks to free access to FICO credit scoring each month. While FICO is not an exact representation of what is on your credit report, it uses this information to provide a score based on the critical components that most lenders look for when you apply for credit. Click the button and apply for your card:
I Want My CardFinance large purchases over time
One of the best features of BankAmericard is the 0% intro APR for 18 months on purchases. Intro APR offers, like the card with this card, are great for those who want to make a significant purchase in the future and want the flexibility to pay it off over time. Normally, this would result in interest payments, but since there is a 0% APR on purchases for the first 18 months, this is not an issue with this card.
Online and Mobile Banking
Virtually all credit cards come with mobile banking technology, and BankAmericard is no different. The card syncs seamlessly with the Bank of America app and allows cardholders to pay bills, dispute transactions, set up alerts and more via their mobile devices. Click the button and apply for your card:
I Want My Card
