The Capital One VentureOne credit card offers moderate rewards with 5 unlimited miles per dollar on hotels and car rentals booked through Capital One Travel and 1.25 miles per dollar on all other purchases and a 20,000-mile welcome bonus after spending $500 on purchases within 3 months of account opening, equal to $200 in travel.
| Positive points | Negative points |
|---|---|
| No foreign transaction fee | The rate of continuous rewards is relatively low |
| No annual fee | The welcome bonus is mediocre |
It also offers a 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR thereafter; 3% fee on transferred amounts for the first 15 months.
The card is worth considering as a solid all-around rewards card, not because of its earning rate (which actually doesn't compare that well to some no-annuity competitors), but because of these extra benefits. Capital One's perks could, for the right customer, outweigh the slightly better rewards of the higher reward competition.
| Benefits | |
|---|---|
|
Miles
|
Earn 1.25X unlimited miles with every purchase |
|
Programs
|
Transfer your miles to 15+ travel loyalty programs |
|
Refund
|
Use your miles to get reimbursed for any travel purchase |
|
Expires
|
Miles do not expire during the account lifetime |
Earning Rewards
Cardholders will earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 1.25 miles per dollar on all other purchases that are automatically earned with VentureOne. The lack of limits means there is no need to calculate limits and rewards do not expire as long as the account remains open. Click the button below and apply for your card:
I Want My CardRedeeming Rewards
Rewards earned with this card can be transferred to other Capital One accounts or to specific participating loyalty program accounts. Using a transfer to an account that can value miles or points with a higher cash equivalent can be and usually is the most effective way to maximize mile dollar value.
Is the card for you?
The Capital One VentureOne offers a casual travel card with powerful additional benefits and decent rewards. Overall, the VentureOne is worth a look, as it's a card with the convenience you need in your day to day life and the affordability of being annual fee free. Click the button below and apply for your card:
I Want My Card
