The Gemini Credit Card is a solid option for people who want to play the crypto market and won't miss out on easy-to-use credit card rewards.
| Positive points | Negative points |
|---|---|
| You can get help making reservations or buying gifts from a World Mastercard concierge | The opportunity cost is high |
| Mastercard regularly offers discounts with partners | Suggested credit score |
The bonus categories are common enough that there is a real opportunity cost to using the Gemini Credit Card over other rewards cards. And there isn't even a sign-up bonus to make up for that shortcoming.
But there is no annual fee or cost to convert the rewards into cryptocurrencies. So if you want an easy way to earn cryptocurrencies without hurting your budget, this could be a solid option.
| Benefits | |
|---|---|
|
Services
|
Travel Services |
|
Annual fee
|
No card annual fee |
|
Earn
|
Earn up to 3% back in crypto |
|
Foreign Transaction
|
No foreign transaction fees |
No card annual fee
There is no annual card fee for having a Gemini Credit Card account, regardless of how much you use it. This is a nice advantage for a niche card like the Gemini Credit Card. Click the button below and apply for your card.
I Want My CardEarn up to 3% back in crypto
The Gemini Credit Card earns purchase rewards in a cryptocurrency you choose. The amount you earn depends on the type of purchase:
- 3% back in cryptocurrency on restaurant purchases ($6,000 in annual spending);
- 2% cryptocurrency back on supermarket purchases;
- 1% cryptocurrency back on other purchases.
No foreign transaction fees
The Gemini Credit Card does not charge any foreign transaction fees. This means no extra fees on purchases in foreign currency or through a foreign bank. Click the button below and apply for your card.
I Want My Card
