Renovating a house, paying off debts, building up a financial reserve, going on a trip or changing a car are desires that are present in every citizen. Personal loans are one of the most traditional ways of obtaining money quickly to achieve goals or make dreams come true.
One of the main characteristics of this type of credit line is that you can use the money in any way you want, unlike a loan, which must only be spent for the purpose for which it was contracted.
In practice, the bank releases the loan and the consumer agrees to repay the amount in monthly installments, plus interest.
| Positive Points | Negative Points |
|---|---|
| With one of the fastest releases in the personal loan market | The applicant must present proof of residence for at least 3 months |
| Years of experience in the financial market, guaranteeing its clients security in their contracts | A good credit history is required to apply for a personal loan |
Normally, the contracting process works as follows: a person simulates a loan with a given amount and checks the repayment term and interest.
Then, he/she provides some data, such as personal documents, salary, among others, and an analysis of the profile is performed.
The loan release criteria may vary according to each company. In general, it is necessary to provide personal data and some proof, such as income and residence.
The company evaluates your profile, the amount requested and makes an analysis that will result in the approval or disapproval of the credit.
In some cases, the request is disapproved and in other cases the company may inform you that a lower amount has been made available.
In addition, the bank will also inform you in how many installments the loan can be paid and the fees that apply to the amount. All these criteria vary according to the finance company. It is also important to know the institution that will provide the loan service to you.
| Benefits | |
|---|---|
|
Interest Rates
|
The most affordable interest rates in the personal loan segment |
|
High amounts
|
The released values are high |
|
Approval rate
|
One of the highest approval rates |
|
No paperwork
|
No bureaucracy when applying for a loan |
Kildare guarantees not only these values, but some others. In this article we will show you the benefits that the institution provides to its customers.
Discounted payments
One of the most attractive aspects of Kildare personal loan is that if the applicant pays the amounts on time, the institution offers discounts. This and other features are offered by the institution, if you are looking for ease and security click on the button below.
I Want My LoanNo fees
The bank guarantees that the applicant will not incur any costs in granting their personal line of credit, meaning that they are exempt from any additional amounts regarding fees.
Rates
Kildare offers fixed rates for the life of your loan, meaning they guarantee that your application is exactly the same amount you will pay. If you are looking for a simple and agile solution, click on the button below.
I Want My Loan
