With the Scotia Momentum Visa Infinite credit card, cardholders earn cash back on every purchase, while the Visa Infinite program offers access to exclusive hotel, restaurant and wine experiences.
| Positive points | Negative points |
|---|---|
| Ability to waive the annual fee each year | Limited options for cash back redemption |
| Access to Visa Infinite premium travel advantages | Have a good credit history |
For an annual fee of $120 (which can be waived in the first year), you get 4% cash back on grocery purchases and recurring bill payments, 2% cash back on gas and transit purchases, and free room upgrades, Wi-Fi and breakfast at 900 hotels worldwide.
In addition, the Scotia Momentum Visa Infinite Card also offers a comprehensive suite of insurance. Some coverages, such as mobile device, trip cancellation, and travel accident protection, require you to cover at least 75% of the original purchase price on your card, but emergency medical insurance is automatically included for qualifying cardholders under age 65.
| Benefits | |
|---|---|
|
Warranty
|
Extended Warranty |
|
Flag of the card
|
Visa |
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Purchase Protection
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90-day purchase protection |
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Online
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100% online application process |
Cash back rewards
With the Scotia Momentum Visa Infinite credit card your cash back rewards can be deposited into a qualifying Scotiabank Canadian dollar checking or personal savings account or redeemed as a statement credit. To apply for your card, click the button below.
I Want My CardRight for you
Even though the Scotia Momentum Visa Infinite card offers some very nice travel perks, you don't have to be a frequent traveler to use it. The card's generous cash back earning potential on everyday purchases, such as groceries and gasoline, should translate into opportunities to maximize its value.
Payback
In the first three months of owning the card, you can earn 10% cash back on all purchases, with a maximum spend of $2,000, so use it for the first 90 days. Just don't go overboard and overcharge yourself with a credit card balance that you may not be able to pay off immediately. You don't want your interest rates to wipe out your cash back savings.
I Want My Card
