The card, which has an annual fee of $0, is positioned primarily in the market as a travel credit card because of its triple points on travel spending. But its other bonus reward categories are also highly useful for everyday spending. They include 3 points per dollar spent at restaurants and gas stations, as well as on transit, streaming services, and phone plans.
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No annual fee | Requires good/excellent credit |
Bonus Categories | No luxury advantages |
That makes this card a candidate to be a primary credit card, even in front of your wallet, to carry with you, as well as one you can "set and forget" for recurring streaming and phone payments. And the rewards are unlimited.
You'll get a healthy sign-up bonus and good cell phone insurance on the Wells Fargo Autograph card, which adds to its allure as one of the top choices not only among free travel credit cards, but also cash back cards.
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Insurance
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Mobile Insurance |
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New cardholder bonus offer |
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Visa |
Practicality
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Day-to-day use |
Unlimited rewards
Sometimes underestimated is whether a card's bonus rewards are unlimited. The Wells Fargo Autograph Card has no limits on its 3x rewards. This makes it even more lucrative for larger spenders who would hit the bonus rewards limit with other cards and be relegated to earning only 1 point per dollar spent. Click the button below and apply for your card:
I Want My CardUseful reward categories
The reward categories for the Wells Fargo Autograph Card are lucrative and widely appealing. The 3 points per dollar spent apply to many spending categories that you can use in a single day, even when you are not traveling. They include restaurants, transit, and gas stations. And these days, most people are paying for popular streaming services and phone plans, so you can get rewarded for that too your.
Should you apply for your card?
The Wells Fargo Autograph card is not only a good credit card for travel, but also for everyday spending. It doesn't offer fancy travel perks like lounge access or free checked luggage at the airport. But those premium perks come at a premium price.
If you don't like annual fees, you'll have a hard time finding a better travel credit card than the Wells Fargo Autograph Card, whether you're on a long trip or staying close to home.
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