Today, there are many digital tools that help us take better control of our personal finances. From mobile applications to online financial management programs, these tools allow us to analyze our expenses, save money and plan our budget efficiently. In this article we present 9 digital tools that will help you manage your personal finances successfully, take note!
Mint
Mint is a free financial management tool that allows you to connect all your bank accounts, credit cards and expenses in one place.
With Mint, you can create a personalized budget, track your spending, and receive alerts about unexpected charges or overdue bills. You can also check your credit score and find ways to save money on insurance, loans and other financial services. Mint is easy to use and available online or through the mobile app.
Personal Capital
Personal Capital is a free digital tool that allows you to track your investments, budget and assets in one place. The platform also offers personalized financial advice and retirement planning. Plus, you can link all your financial accounts for a complete view of your financial situation.
You Need a Budget (YNAB)
You Need a Budget (YNAB) is a personal finance management tool that helps users stay in control of their finances and reach their financial goals. The tool uses a budgeting method based on four simple rules to help people get out of debt, save more money, and live on a budget.
YNAB offers features such as expense tracking, goal planning, real-time syncing across multiple devices and free financial education. The tool comes at a cost, but also offers a free version for college students for one year. In addition, YNAB has a money-back guarantee if the user is not satisfied with the results obtained after using the tool for a set period of time.
PocketGuard
PocketGuard is a free application that allows you to see your personal finances clearly and easily. With a simple and user-friendly interface, you can keep track of your income, expenses and savings. In addition, PocketGuard automatically connects to your bank accounts and credit cards to track your transactions in real time. It also provides you with personalized alerts to control your spending and avoid overdraft fees. With PocketGuard you can set savings goals and track your progress in real time to achieve your long-term financial goals. Download now and start managing your personal finances successfully!
Acorns
Acorns is an investment app that helps people invest their money wisely. The app rounds up card purchases and takes the leftover amount to invest in a portfolio tailored to the user's goals. In addition, users can set up recurring investments and make one-time deposits to grow their investment portfolio.
BudgetSimple
BudgetSimple is a completely free tool that allows you to create and track a budget. With this tool you can have a clear view of your income, expenses and savings, allowing you to make better financial decisions.
BudgetSimple also allows you to set financial goals and track them to make sure you are on the right track towards your long-term goals. Plus, it offers personalized tips and recommendations to help you save more money.
Goodbudget
Goodbudget is a free app that allows you to keep detailed track of your personal expenses and budgets. It is based on the envelope method, where you assign a budget for each category and separate the money into virtual envelopes.
The tool is very easy to use and offers a limited free version, but sufficient for most people. It also has an active community that shares tips and tricks to get the most out of it.
Wally
Wally is a free application that helps you manage your personal finances in an easy and intuitive way. With Wally you can track your income and expenses, set financial goals and receive notifications when you are close to reaching your goals. One of Wally's most interesting features is its ability to automatically scan and save receipts, allowing you to have a detailed record of all your transactions. In addition, the application allows you to divide your expenses into categories and generate detailed reports on your financial habits. Wally is a very complete and easy-to-use application that will help you take control of your money.
Dollarbird
Dollarbird is an app for iOS and Android that allows you to keep a detailed record of expenses and income, as well as budget planning.
The interface is easy to use and allows synchronization with multiple devices. It also has a collaboration feature for sharing information with friends and family. The free version offers basic functions, while the premium version includes detailed reports and the ability to import bank data.
